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GeneralOctober 22, 2026

Major US banks are locking out AI agents that log in with customer credentials

Customers are letting AI agents use their credentials to access accounts at Morgan Stanley, JPMorgan, and other major U.S. banks, sometimes without direct instructions. Morgan Stanley has blocked agents, while other banks are restricting access. Most plan to limit agents to…

Manuel Uth·The Decoder
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Key Takeaways
  • 01.Customers are letting AI agents use their credentials to access accounts at Morgan Stanley, JPMorgan, and other major U.S
  • 02.banks, sometimes without direct instructions
  • 03.Morgan Stanley has blocked agents, while other banks are restricting access

This material is provided as an extended analytical summary.

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